Finance by Sections is an independent personal finance publication created by Markel in the Basque Country, Spain. It exists to explain, in plain English and with numbers you can check, how to organise your money, understand taxes, invest for the long term and take out a mortgage, with a special focus on Spain.
What you will find
- Saving & Budgeting: organising your income and spending and building an emergency fund.
- Investing: index funds, ETFs, compound interest and the basics.
- Taxes in Spain: Spanish income tax (IRPF) and VAT (IVA) with examples.
- Mortgages & Loans: how they work, who pays the costs and the typical mistakes.
- Tools: free VAT, mortgage and compound interest calculators.
How we work
We cite our sources at the end of each article, show when each guide was last reviewed and explain how we do the calculations in Methodology and Sources. The site may display advertising, as explained in Advertising Disclosure.
What we are not
We are not financial advisers and we do not sell financial products. The guides are for information only and do not replace advice from a qualified professional.
Contact
Have a question or spotted a mistake? Write to us using the contact form.