Enter the loan amount, the annual nominal interest rate and the term in years. You will see your monthly payment, the total you will repay and the interest.
This is an estimate with a constant payment (French amortisation system). It does not include fees, insurance, discounts for taking other products, or costs. On a variable-rate mortgage the payment will change at each review.
How it is calculated
The monthly payment comes from this formula, with the monthly rate r (the annual nominal rate divided by 12) and n payments:
payment = amount × r ÷ (1 − (1 + r)^−n)
To go further, read our guide to fixed, variable and mixed mortgages in Spain and the most common mortgage mistakes. Go back to the tools page for more calculators.